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Rates are effective from 6/3/2021 and are subject to change at the bank's discretion.



Account Type/Term

Interest Rate

APY1

Certificates of Deposit 2


45 Month Accele-rate CD Special*
 
*Rate for first 25 months

*Rate for remaining 20 months
 
*Combined APY for entire 45 month term
 
*Earns 0.65% for the first 25 months and 1.00% for the remaining 20 months of the 45 month certificate of deposit for a 0.81% APY for the entire term. Option to withdraw funds after 25 months for no penalty. Any other withdrawal may result in a penalty. Fees may reduce earnings. $2,500 minimum deposit to open.  Checking relationship required. Limited time only. 


0.65

1.00






0.81
16 Month CD Special
$2,500 minimum - Limited Time Only
0.55 0.55
16 Month CD Special
$2,500 minimum AND Checking Account Relation - Limited Time Only
0.65 0.65
Flex 9 Month CD
$5,000 minimum
Unlimited deposits and three penalty free withdrawals allowed per 9 month term
0.40 0.40
1 Month CD - $50,000 & Over 0.10 0.10
3 Month CD - $100 - $9,999.99 0.10 0.10
3 Month CD - $10,000 - $49,999.99 0.20 0.20
3 Month CD - $50,000 & Over 0.30 0.30
6 Month CD - $100 - $9,999.99 0.10 0.10
6 Month CD - $10,000 - $49,999.99
0.20
0.20
6 Month CD - $50,000 & Over 0.30 0.30
1 Year CD - $100 - $9,999.99
0.25 0.25
1 Year CD - $10,000 - $49,999.99 0.35 0.35
1 Year CD -  $50,000 & Over 0.45 0.45
2 Year CD - $100 - $9,999.99 0.35 0.35
2 Year CD - $10,000 - $49,999.99 0.45 0.45
2 Year CD - $50,000 & Over 0.55 0.55
3 Year CD - $100 - $9,999.99
0.45 0.45
3 Year CD - $10,000 - $49,999.99 0.55 0.55
3 Year CD -  $50,000 & Over 0.65 0.65
4 Year CD - $100 - $9,999.99 0.50 0.50
4 Year CD - $10,000 - $49,999.99 0.60 0.60
4 Year CD - $50,000 & Over 0.70 0.70
5 Year CD - $100 - $9,999.99
0.55 0.55
5 Year CD - $10,000 - $49,999.99 0.65 0.65
5 Year CD -  $50,000 & Over 
0.75 0.75
Checking Accounts 3

NOW Checking 0.05 0.05
Super NOW Checking 0.10 0.10
55+ Club Checking 0.05 0.05
Savings Accounts 3

Hometown Savings 0.05 0.05
IRA Savings Accounts 3

Variable Rate IRA  0.55 0.55
Other Deposit Accounts 4


Money Market Savings - Under $10,000 0.10 0.10
Money Market Savings - $10,000 to $49,999.99 0.15 0.15
Money Market Savings - $50,000 to $99,999.99 0.20 0.20
Money Market Savings - $100,000 & Over 0.25 0.25
Health Savings - Under $1,000 0.05 0.05
Health Savings - $1,000 to $4,999.99 0.10 0.10
Health Savings - $5,000 & Over 0.15 0.15


1 - APY = Annual Percentage Yield

2 - Penalty may be imposed for early withdrawal. Fees may reduce earnings. Minimum balance required to obtain the stated Annual Percentage Yield.

3 - No minimum balance required to obtain the stated Annual Percentage Yield. A $25 minimum deposit is required to open this account. Fees may reduce earnings. The interest rate and Annual Percentage Yield may change after the account is opened.

4 - Minimum balance required to obtain the stated Annual Percentage Yield. A $25 minimum deposit is required to open this account. Fees may reduce earnings. The interest rate and Annual Percentage Yield may change after account is opened.