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Rates are effective from 1/17/2019 and are subject to change at the bank's discretion.



Account Type/Term

Interest Rate

APY1

Certificates of Deposit 2


16 Month CD Special
$2,500 minimum - Limited Time Only
2.40
2.42
16 Month CD Special
$2,500 minimum AND Checking Account Relation - Limited Time Only
2.50
2.52
23 Month CD Special
$2,500 minimum - Limited Time Only
2.70 2.73
23 Month CD Special
$2,500 minimum AND Checking Account Relation - Limited Time Only
2.80 2.83
Flex 9 Month CD
$5,000 minimum
Unlimited deposits and three penalty free withdrawals allowed per 9 month term
1.45 1.46
1 Month CD - $50,000 & Over 0.75 0.75
3 Month CD - $100 - $9,999.99 0.75 0.75
3 Month CD - $10,000 - $49,999.99 0.85 0.85
3 Month CD - $50,000 & Over 0.95 0.95
6 Month CD - $100 - $9,999.99 0.95 0.95
6 Month CD - $10,000 - $49,999.99
1.05 1.06
6 Month CD - $50,000 & Over 1.15 1.16
1 Year CD - $100 - $9,999.99
1.40 1.41
1 Year CD - $10,000 - $49,999.99  1.50  1.51
1 Year CD -  $50,000 & Over 1.60 1.61
2 Year CD - $100 - $9,999.99 1.70 1.71
2 Year CD - $10,000 - $49,999.99 1.80 1.81
2 Year CD - $50,000 & Over 1.90 1.91
3 Year CD - $100 - $9,999.99
2.00 2.02
3 Year CD - $10,000 - $49,999.99 2.10 2.12
3 Year CD -  $50,000 & Over 2.20 2.22
4 Year CD - $100 - $9,999.99 2.05 2.07
4 Year CD - $10,000 - $49,999.99 2.15 2.17
4 Year CD - $50,000 & Over 2.25 2.27
5 Year CD - $100 - $9,999.99
 2.40  2.42
5 Year CD - $10,000 - $49,999.99  2.50  2.52
5 Year CD -  $50,000 & Over 
2.60 2.63
Checking Accounts 3

NOW Checking 0.30 0.30
Super NOW Checking 0.30 0.30
55+ Club & e-55+ Club Checking 0.30 0.30
Savings Accounts 3

Hometown Savings 0.30 0.30
IRA Savings Accounts 3

Variable Rate IRA  2.00 2.02
Other Deposit Accounts 4


Money Market Savings - Under $10,000 0.35 0.35
Money Market Savings - $10,000 to $49,999.99 0.55 0.55
Money Market Savings - $50,000 to $99,999.99 0.75 0.75
Money Market Savings - $100,000 & Over 0.85 0.85
Health Savings - Under $1,000 0.20 0.20
Health Savings - $1,000 to $4,999.99 0.30 0.30
Health Savings - $5,000 & Over 0.60 0.60


1 - APY = Annual Percentage Yield

2 - Penalty may be imposed for early withdrawal. Fees may reduce earnings. Minimum balance required to obtain the stated Annual Percentage Yield.

3 - No minimum balance required to obtain the stated Annual Percentage Yield. A $25 minimum deposit is required to open this account. Fees may reduce earnings. The interest rate and Annual Percentage Yield may change after the account is opened.

4 - Minimum balance required to obtain the stated Annual Percentage Yield. A $25 minimum deposit is required to open this account. Fees may reduce earnings. The interest rate and Annual Percentage Yield may change after account is opened.