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Rates are effective from 10/10/2019 and are subject to change at the bank's discretion.



Account Type/Term

Interest Rate

APY1

Certificates of Deposit 2


10 Month CD Special
$2,500 minimum - Limited Time Only
1.80 1.81
10 Month CD Special
$2,500 minimum AND Checking Account Relation - Limited Time Only
1.90
1.91
18 Month CD Special
$2,500 minimum - Limited Time Only
2.10 2.12
18 Month CD Special
$2,500 minimum AND Checking Account Relation - Limited Time Only
2.20 2.22
Flex 9 Month CD
$5,000 minimum
Unlimited deposits and three penalty free withdrawals allowed per 9 month term
1.15 1.16
1 Month CD - $50,000 & Over 0.50 0.50
3 Month CD - $100 - $9,999.99 0.50 0.50
3 Month CD - $10,000 - $49,999.99 0.60 0.60
3 Month CD - $50,000 & Over 0.70 0.70
6 Month CD - $100 - $9,999.99 0.60 0.60
6 Month CD - $10,000 - $49,999.99
0.70
0.70
6 Month CD - $50,000 & Over 0.80 0.80
1 Year CD - $100 - $9,999.99
1.00 1.00
1 Year CD - $10,000 - $49,999.99  1.10  1.11
1 Year CD -  $50,000 & Over 1.20 1.21
2 Year CD - $100 - $9,999.99 1.40 1.41
2 Year CD - $10,000 - $49,999.99 1.50 1.51
2 Year CD - $50,000 & Over 1.60 1.61
3 Year CD - $100 - $9,999.99
1.75 1.76
3 Year CD - $10,000 - $49,999.99 1.85 1.86
3 Year CD -  $50,000 & Over 1.95 1.96
4 Year CD - $100 - $9,999.99 1.80 1.81
4 Year CD - $10,000 - $49,999.99 1.90 1.91
4 Year CD - $50,000 & Over 2.00 2.02
5 Year CD - $100 - $9,999.99
 1.90 1.91
5 Year CD - $10,000 - $49,999.99  2.00  2.02
5 Year CD -  $50,000 & Over 
2.10 2.12
Checking Accounts 3

NOW Checking 0.30 0.30
Super NOW Checking 0.30 0.30
55+ Club & e-55+ Club Checking 0.30 0.30
Savings Accounts 3

Hometown Savings 0.30 0.30
IRA Savings Accounts 3

Variable Rate IRA  1.85 1.86
Other Deposit Accounts 4


Money Market Savings - Under $10,000 0.30 0.30
Money Market Savings - $10,000 to $49,999.99 0.50 0.50
Money Market Savings - $50,000 to $99,999.99 0.70 0.70
Money Market Savings - $100,000 & Over 0.80 0.80
Health Savings - Under $1,000 0.15 0.15
Health Savings - $1,000 to $4,999.99 0.25 0.25
Health Savings - $5,000 & Over 0.60 0.60


1 - APY = Annual Percentage Yield

2 - Penalty may be imposed for early withdrawal. Fees may reduce earnings. Minimum balance required to obtain the stated Annual Percentage Yield.

3 - No minimum balance required to obtain the stated Annual Percentage Yield. A $25 minimum deposit is required to open this account. Fees may reduce earnings. The interest rate and Annual Percentage Yield may change after the account is opened.

4 - Minimum balance required to obtain the stated Annual Percentage Yield. A $25 minimum deposit is required to open this account. Fees may reduce earnings. The interest rate and Annual Percentage Yield may change after account is opened.