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Rates are effective from 11/18/2022 and are subject to change at the bank's discretion.



Account Type/Term

Interest Rate

APY1

Certificates of Deposit 2


8 Month CD Special
$2,500 minimum - Limited Time Only
3.21 3.25
8 Month CD Special
$2,500 minimum AND Checking Account Relation - Limited Time Only
3.45 3.50
16 Month CD Special
$2,500 minimum - Limited Time Only
3.70 3.75
16 Month CD Special
$2,500 minimum AND Checking Account Relation - Limited Time Only
3.94 4.00
Flex 9 Month CD
$5,000 minimum
Unlimited deposits and three penalty free withdrawals allowed per 9 month term
1.39 1.40
1 Month CD - $50,000 & Over 0.05 0.05
3 Month CD - $100 - $9,999.99 0.25 0.25
3 Month CD - $10,000 - $49,999.99 0.35 0.35
3 Month CD - $50,000 & Over 0.45 0.45
6 Month CD - $100 - $9,999.99 0.60 0.60
6 Month CD - $10,000 - $49,999.99
0.70
0.70
6 Month CD - $50,000 & Over 0.80 0.80
1 Year CD - $100 - $9,999.99
0.95 0.95
1 Year CD - $10,000 - $49,999.99 1.05 1.05
1 Year CD -  $50,000 & Over 1.15 1.15
2 Year CD - $100 - $9,999.99 1.19 1.20
2 Year CD - $10,000 - $49,999.99 1.29 1.30
2 Year CD - $50,000 & Over 1.39 1.40
3 Year CD - $100 - $9,999.99
1.39 1.40
3 Year CD - $10,000 - $49,999.99 1.49 1.50
3 Year CD -  $50,000 & Over 1.59 1.60
4 Year CD - $100 - $9,999.99 1.49 1.50
4 Year CD - $10,000 - $49,999.99 1.59 1.60
4 Year CD - $50,000 & Over 1.69 1.70
5 Year CD - $100 - $9,999.99
1.49 1.50
5 Year CD - $10,000 - $49,999.99 1.59 1.60
5 Year CD -  $50,000 & Over 
1.69 1.70
Checking Accounts 3

NOW Checking 0.15 0.15
Super NOW Checking 0.15 0.15
55+ Club Checking 0.15 0.15
Savings Accounts 3

Hometown Savings 0.15 0.15
IRA Savings Accounts 3

Variable Rate IRA  1.29 1.30
Other Deposit Accounts 4


Money Market Savings - Under $10,000 0.30 0.30
Money Market Savings - $10,000 to $49,999.99 0.60 0.60
Money Market Savings - $50,000 to $99,999.99 0.70 0.70
Money Market Savings - $100,000 & Over 0.80 0.80
Health Savings - Under $1,000 0.05 0.05
Health Savings - $1,000 to $4,999.99 0.10 0.10
Health Savings - $5,000 & Over 0.60 0.60


1 - APY = Annual Percentage Yield

2 - Penalty may be imposed for early withdrawal. Fees may reduce earnings. Minimum balance required to obtain the stated Annual Percentage Yield.

3 - No minimum balance required to obtain the stated Annual Percentage Yield. A $25 minimum deposit is required to open this account. Fees may reduce earnings. The interest rate and Annual Percentage Yield may change after the account is opened.

4 - Minimum balance required to obtain the stated Annual Percentage Yield. A $25 minimum deposit is required to open this account. Fees may reduce earnings. The interest rate and Annual Percentage Yield may change after account is opened.

5 - Opportunity CD allows for one interest rate increase during the initial term. If you choose to exercise the rate increase opportunity, the new interest rate for the remaining initial term will be determined as follows:  Your new rate will be equal to the interest rate of an advertised CD special of equal or shorter duration than the remaining duration of this Opportunity CD. The availability of the rate increase opportunity neither implies nor guarantees that our interest rates will increase during the term of any Opportunity CD.