Skip Navigation
All of our transaction accounts include the following benefits:


Economy Checking

Our Economy Checking account is perfect for low balance accounts with limited checking activity. With fees as low as $1.00/month, having a bank account won’t cost you your paycheck.

  • Maintenance Fee per statement cycle: $1.00
  • Per Paper Item Fee: $0.20 after 5 items
  • Minimum Balance Required to avoid both fees: Does not apply
  • Average Balance Required to avoid both fees: Does not apply


Hometown Checking

Not your average checking account, our Hometown Checking account gives you big bank checking account features with the service that only a community bank can provide. Combined with an optional VISA debit card or ATM card, our account will be all you need. Best of all, by maintaining a minimum balance of $200.00 or an average balance of $1,000.00 per statement cycle, you will avoid both fees listed below.

  • Maintenance Fee per statement cycle: $5.00
  • Per Paper Item Fee: $0.20 after 40 items
  • Minimum Balance of $200 or Average Balance of $1,000 to avoid both fees
  • Minimum balance service charge waived if primary owner is under 23 years or 55 years of age or older


e-Checking

Go paperless with our e-Checking account and we will reward you with 4 free foreign ATM transactions per statement cycle! With this account, you will receive E-Statements securely via email in a password protected file each month. You will benefit by getting your statement faster, reducing office clutter, helping conserve earth's resources, and you may use any ATM anywhere four times per statement cycle without being charged our foreign ATM fee.

  • Maintenance Fee per statement cycle: $5.00
  • Per Paper Item Fee: $0.20 after 40 items
  • Minimum Balance of $200 or Average Balance of $1,000 to avoid both fees
  • Other Features: E-statements, 4 free foreign ATM transactions per statement cycle
  • Minimum balance service charge waived if primary owner is under 23 years or 55 years of age or older


55+ Club Checking

For our seniors, we have this package deal. Earn interest on your outstanding balance and avoid a minimum balance service charge if you maintain a minimum balance of $500.00. This account package includes free safety paper checks and money orders.

  • Maintenance Fee per statement cycle: $5.00
  • Per Paper Item Fee: Does not apply
  • Minimum Balance Required to avoid both fees: $500.00
  • Average Balance Required to avoid both fees: Does not apply
  • Other Features: Free checks, money orders, interest earned on balance
  • One account owner must be 55 years of age or older


e-55+ Club Checking

Enjoy all of the benefits of our 55+ Club Checking, plus go paperless and we will reward you with 4 free foreign ATM transactions per statement cycle! With this account, you will receive your monthly statements securely via email in a password protected file. You will benefit by getting your statement faster, reducing office clutter, helping conserve earth's resources, and you may use any ATM anywhere four times per statement cycle without being charged our foreign ATM fee.

  • Maintenance Fee per statement cycle: $5.00
  • Per Paper Item Fee: Does not apply
  • Minimum Balance Required to avoid both fees: $500.00
  • Average Balance Required to avoid both fees: Does not apply
  • Other Features: Free checks, money orders, interest earned on balance, E-Statements, 4 free foreign ATM transactions per statement cycle
  • One account owner must be 55 years of age or older


NOW Checking

Designed to reward you for your moderately high balance checking accounts, this account pays you back. Interest is earned on daily balances, and if you maintain a minimum balance of $1,000.00 or an average balance of $2,000.00, you can avoid both fees listed below. 

  • Maintenance Fee per statement cycle: $5.00
  • Per Paper Item Fee: $0.20 after 40 items
  • Minimum Balance of $1,000 or above or Average Balance of $2,000.00 or above to avoid both fees
  • Other Features: Interest earned on balance


Super NOW Checking

If you prefer to keep very large balances in your checking account, then Town & Country Bank’s Super NOW Checking was designed for you. An even higher rate of interest may be obtained, and maintaining a minimum balance above $2,500.00 or an average balance of above $5,000.00 will help you avoid both fees listed below.

  • Maintenance Fee per statement cycle: $5.00
  • Per Paper Item Fee: $0.20 after 40 items
  • Minimum Balance of $2,500 or above or Average Balance of $5,000 or above to avoid both fees
  • Other Features: Interest earned on balance



View Rates