All of our transaction accounts include the following benefits:
- Professional imaged statements delivered monthly via mail, or delivered electronically via e-mail
- VISA debit card, subject to bank approval
- Automatic Transfers between accounts
- Online Banking - view your accounts online at any time, from any computer
- Bill Pay - pay anyone at any time from your computer
- TCBank2go Mobile Banking service - deposit checks with Mobile Deposit, review account balances, transactions, transfer funds, pay bills and more from your mobile device
- Order your checks by notifying us or you can order them online with Main Street Checks.
Economy Checking
Our Economy Checking account is perfect for low balance accounts with limited checking activity. With fees as low as $1.00/month, having a bank account won’t cost you your paycheck.
- Maintenance Fee per statement cycle: $1.00
- Per Paper Item Fee: $0.20 after 5 items
- Minimum Balance Required to avoid both fees: Does not apply
- Average Balance Required to avoid both fees: Does not apply
Hometown Checking
Not your average checking account, our Hometown Checking account gives you big bank checking account features with the service that only a community bank can provide. Combined with an optional VISA debit card, our account will be all you need. Best of all, by maintaining a minimum balance of $200.00 or an average balance of $1,000.00 per statement cycle, you will avoid both fees listed below.
- Maintenance Fee per statement cycle: $5.00
- Per Paper Item Fee: $0.20 after 40 items
- Minimum Balance of $200 or Average Balance of $1,000 to avoid both fees
- Minimum balance service charge waived if primary owner is under 23 years or 55 years of age or older
55+ Club Checking
For our seniors, we have this package deal. Earn interest on your outstanding balance and avoid a minimum balance service charge if you maintain a minimum balance of $500.00. This account package includes free safety paper checks and money orders.
- Maintenance Fee per statement cycle: $5.00
- Per Paper Item Fee: Does not apply
- Minimum Balance Required to avoid both fees: $500.00
- Average Balance Required to avoid both fees: Does not apply
- Other Features: Free checks, money orders, interest earned on balance
- One account owner must be 55 years of age or older
Hometown Advantage Checking
If you prefer to keep larger balances in your checking account, then Town & Country Bank’s Hometown Advantage Checking was designed for you. An even higher rate of interest may be obtained, and maintaining a minimum balance above $2,500.00 or an average balance of above $5,000.00 will help you avoid both fees listed below. Corporations and Partnerships are not eligible.
- Maintenance Fee per statement cycle: $8.00
- Per Paper Item Fee: $0.20 after 40 items
- Minimum Balance of $2,500 or above or Average Balance of $5,000 or above to avoid both fees
- Other Features: Interest earned on balance