Home Loans

Contact Us Form Email a Lender Secure Online Application Secure Document Upload

Whether you are looking to buy, refinance or improve your home, Town & Country Bank has a loan for you. We have a variety of options, including the best short term and long-term fixed rate loans available. Our extensive knowledge of the local housing market ensures that your loan will fit your circumstances. Let us design a loan for you today! 

Cindy Muhlbach Executive Vice President	Chelsey Loebig Assistant Vice President	Heather Paitz Vice President
	Chelsey has been helping customers with their financing needs since she started in banking in 2011. She has extensive experience helping with various financing needs, including vehicle loans, Home Equity loans and Lines of Credit, and loans for the purchase and refinance of Residential homes.	Heather has been with Town & Country Bank for more than 25 years and has served as a loan officer since 2011. Throughout that time, she has originated Residential Real Estate and Home Equity Lines for her customers. As a resident of a rural neighborhood herself, she understands the unique aspects of financing rural residential properties.

To apply online, click the secure online application link above. This simple step-by-step application begins with entering your zip code and walks you through a series of questions to help our lenders put together the best loan options for you.  If there are any documents that you would like to include pertaining to your mortgage application, the secure document upload link is a way to safely upload them for our team. Once you have submitted your application, one of our experienced mortgage lenders will review the information and contact you to guide you through the next steps of your home buying process.

Home Equity Line of Credit

Borrow Smart! Use your home equity to purchase your next vehicle, pay for home improvements, or send your kid to college. Once you are set up with our Home Equity Line of Credit, funds are available with a simple transfer the next time you need a quick loan. Not only are the rates among the best available anywhere, the interest may be tax deductible. Consult your tax advisor regarding deductibility of interest.